| University | Singapore University of Social Science (SUSS) |
| Subject | FIN383: Financial Technologies and Innovations |
Question 1
In 2017, Singapore made a big leap towards a cashless society by introducing PayNow, which is a real-time digital payment solution that allows payments to be made between individuals and businesses. The world in general has moved in the direction of cashless payments, with Sweden been forecasted to be the first country to ditch its currency.
(a) Why are countries — both developing and developed — moving in the direction of digital payments?
(b) Debate and appraise some considerations required for the successful adoption of digital payments.
Employ and make good use of examples, existing events, and/or suitable statistics to augment your discussion.
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