BUS308 : What further Questions Would you Have Regarding the Credit Before Arriving at an accept/reject Decision: Credit and Lending Decisions Assignment, MU, Singapore

SPECIFIC REQUIREMENTS / QUESTIONS:

I. What further questions would you have regarding the credit before arriving at an accept/reject decision?
2. Realistically determine the primary source(s) of repayment.
3. Review the receivables aging in the case. Discuss from the standpoint of acceptable collateral for a bank loan.
4. Discuss the value of inventory as collateral.
5. What is your recommendation on granting the loans? How would you structure the loan if granted?

Part B: Davies et al. (2014) and Grube et al. (2021) McKinsey & Company

Quality is the most appropriate determinant of the grade awarded but it is suggested that approximately 2,500 words be a suitable length.
The group paper should have an abstract.

Analyze the article, Davies, R., and Merin, D., (2014) “Uncovering cash and insights from working capital”. Compare this article with Grube, C., et al. (2021) “Scenario-based cash planning in a crisis: Lessons for the next normal”. Focus on the issues related to banks’ lending and the importance of cash and working capital in normal and crisis period. Integrating the insights of these papers with the case will attract a superior grade.